There’s nothing like a Northern Virginia summer. Gorgeous sunsets, ripe tomatoes, and local peaches are a few of our favorite things. But our region is also notorious for crazy summer storms. That can mean wind, hail, and other damage to our siding. But will your homeowner’s insurance cover the cost of damaged siding? And what if you can’t find suitable material to match and patch?
What Causes Damaged Siding?
Storm damage is by far the leading cause of damaged siding. Siding can be punctured, torn off or severely dented. Some of the primary culprits include:
- Wind damage
- Fallen trees and branches
- Flying debris
- Hail damage
Damaged Siding: What Will My Insurance Cover?
Summer is an ideal time to reread your homeowner’s insurance policy. You might be pleasantly surprised. One of the main challenges homeowners and roofing contractors encounter is finding matching siding for damaged areas, even if your home is only a few years old. Vinyl siding has come a long way in recent years. It can be hard to find an exact match for your existing materials. We know that mismatched siding reduces curb appeal and resale value. Many insurance policies will cover a complete siding replacement (or part of the cost of replacing non-damaged siding) when only part of the house is damaged. However, many policies won’t cover minor dents and scratches, so it’s essential to give your policy a careful review.
Why Is High-Quality Siding A Must?
When you replace your siding, investing in durable, high-quality materials is a must. Quality siding:
- Protects your home from the elements, preventing mold, mildew, and water damage.
- Provides insulation and helps lower energy bills.
- Boosts curb appeal with stylish colors, trim, and accessories.
Vinyl siding has come a long way. Top suppliers offer popular colors and attractive accessories to meet your design needs. DryHome Roofing & Siding is one of Northern Virginia’s leading roofing and siding companies. We offer vinyl siding by the best vendors, including CertainTeed, Crane, and Variform, and fiber cement siding by CertainTeed and James Hardie. The experts on our team also have extensive experience helping with insurance claims and working with adjusters. Nobody likes storm damage or torn siding. But with the right insurance policy, you can turn a negative into a positive with a full-house facelift.
